Life Insurance**

Having the right life insurance protection can make a big difference in the lives of your loved ones.


The concept of insurance goes back to the days of the Romans, but it wasn’t formalized until the 18th century. Essentially, it’s a means of spreading financial risk among a large number of people who pay into a fund or pool. In this way, the cost is minimized for those who suffer an unexpected misfortune. Life insurance is a way to protect your survivors and dependents against financial hardship. A life insurance contract or policy is a legal agreement between you and an insurance company that guarantees payment of the face value of the policy, upon death. Read more about life insurance from CLHIA website.

 *Insurance products and services provided through OM Financial and Financial Horizons.