**Life Insurance products and services provided through Fair Advice Financial Inc.,Carte Risk Management Inc., OM Financial and  The Gryphin Advantage Inc..

****Property & Casualty Insurance provided through Switch Insurance

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Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Advisor Disclosure, Privacy Consent and CASL    

*Segregated fund provided by Fair Advice Financial Inc., The Gryphin Advantage Inc. and Carte Risk Management Inc.

Commissions, trailing commissions, management fees and expenses all may be associated with segregated fund investments. Please read the fund information before investing. Most Segregated funds offer a guaranteed ; however, depends of the contract  , their values change frequently and past performance may not be repeated.