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Services

Estate Planning

Estate planning is the process of anticipating and arranging, during a person's life, for the disposal of their estate. Estate planning can be used to eliminate uncertainties over the administration of a probate and to maximize the value of the estate by reducing taxes and other expenses.

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Group Benefit Plans:

The success of any company depends on their ability to attract and retain valuable employees. The benefits provide assurance and confidence to your employees knowing they're protected.

Here are a few Benefits of Group Benefits.

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Retirement Planning

Canadians are living longer and facing a greater responsibility today to fund their retirement. Saving and building a “retirement nest egg” for the future is becoming more important. However, many Canadians are not saving enough to maintain their desired standard of living throughout their retirement.

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Investment Planning*

Why save and invest? We all have financial goals and we all want to feel secure when it comes to our personal finances. By saving and investing, you can protect and grow your money to reach your financial goals.

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Insurance Planning**

Insurance is designed to protect your financial security and should be a key part of your overall financial plan. Depending on the type of insurance you purchase, you or your beneficiaries receive a cash benefit if you suffer a disability, become ill or die.

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The Registered Disability Savings Plan (RDSP)

The Registered Disability Savings Plan (RDSP) is a long-term savings plan to help Canadians with disabilities and their families save for the future.

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Financial tools & information

  • Canada Pension Plan information
  • GIC rates
  • Inflation calculator
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Privacy Policy          Dual Occupation Disclosure 

*Mutual funds provided by Carte Wealth Management Inc.    

 

**Life Insurance products and services provided through Fair Advice Financial Inc.,Carte Risk Management Inc., OM Financial and Financial Horizons.

****Property & Casualty Insurance provided through Avon Insurance Management Inc. O/A AIM Insurance.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

 

 

Advisor Disclosure, Privacy Consent and CASL    

*Segregated fund provided by Fair Advice Financial Inc., Financial Horizons Group and Carte Risk Management Inc.

Commissions, trailing commissions, management fees and expenses all may be associated with segregated fund investments. Please read the fund information before investing. Most Segregated funds offer a guaranteed ; however, depends of the contract  , their values change frequently and past performance may not be repeated.